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Authorize.net Merchant Account

Process credit cards automatically online through your website and from your online Point Of Sale / Virtual Terminal system.

*Monthly Processing Minimum: There is a $25.00 Monthly Processing Minimum on every merchant account. This is the minimum amount you must pay each month for your Visa/MasterCard processing. The monthly minimum does not apply to monthly fees or transaction fees.

Example: If your rate is 2.29% and you sell $1200 in goods or services during one month, your total Visa/MasterCard processing fees would be $27.48 ($1200 x 2.29% = $27.48). This amount is greater than the $25.00 monthly processing minimum, so you do not have a minimum during this month.

What cards will I be able to accept?

How do I get the money from my credit card sales?

The completed sales from your credit card processing will be batched out daily, and deposited directly into your checking account. The money is deposited electronically in to your local bank... There's no need to open up a new checking account to use our services.

Does it cost extra to accept Discover?

Yes, If you would like to accept Discover, it will cost you basically an extra $50.  We charge you $25, and Discover / Novus will deduct an additional $25 right from your deposit account once it's set up.

Does it cost extra to accept American Express?

Not with us.  Other companies charge up to an extra $100 for processing of an American Express merchant application.  With us, it's FREE.  If you will be processing less than $5,000 annually in American Express sales, they have a special program where you pay only a flat $5 per month. (This breaks down to only 1.2% when processing $5,000 annually)  If you process more than $5,000 annually in AmEx, then you will be assigned a discount rate from AmEx (typically 3.25% - 3.75%)

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